Manisha – the Soccer Player

I was born in Kolhapur, India, and lived as a child in a small village near Kolhapur with my mother and brother. My parents are separated, and my family’s finances have been very meager all my life.  After I finished my 7th grade school in my village, I attended high school in Kolhapur, a much…

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Part IV – Analytical Skills

According to  ASQ.org, problem solving is the act of defining a problem; determining the cause of the problem; identifying, prioritizing and selecting alternatives for a solution; and implementing a solution.  This is a multi-step process. In our blog Analytical Skills – Decision Making Steps for Personal Problems: Parts I, II & III we saw that the…

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Part III – Analytical Skills

  According to “ASQ.org, problem solving is the act of defining a problem; determining the cause of the problem; identifying, prioritizing and selecting alternatives for a solution; and implementing a solution.”  This is a multi-step process. As in the previous blog of “Analytical Skills – Decision Making Steps for Personal Problems – Part Two” we…

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Part II – Analytical Skills

  According to ASQ.org, problem solving is the act of defining a problem; determining the cause of the problem; identifying, prioritizing and selecting alternatives for a solution; and implementing a solution.  This is a multi-step process. When I left my childhood home at the age of 16 in order to attend college (I had skipped…

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Part II – Taking Inventory of your Skill Set

  In Taking Inventory of Your Skill Set – Part 1, we discussed three groups of skills : Job skills, which are needed to acquire a particular job, keep it and then to elevate one’s standing within a company (i.e. job promotions and raises). Life skills, which are needed to navigate everyday life–not only in…

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Part I – Taking Inventory of Your Skill Set

What type of Skills do you have? We touched upon what skills are necessary in any money-making in 3 Things You Can Do Now To Get Set Up For Financial Independence. In case you missed it, here’s a quick recap: Most skills fall into one of two categories—“school-based” (i.e. specific disciplines like mathematics or foreign…

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Part II – How to Manage Credit Card Debt

  Few Things to know while managing credit card debt As I pointed out in How to Manage Credit Card Debt: Part 1, having a credit card is often a double-edged sword and knowing how to use it in a strategic and beneficial way is a vital step in becoming financially independent. So, start managing…

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Part I – How to Manage Credit Card Debt

The first thing you need to realize about credit cards are that they are—in actuality—closer to being “loan cards”. And in today’s world, one cannot live without at least one credit card. But I have one mantra for you: I am going to control my credit card debt and it will not control me. Let’s…

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Time: The Hottest Commodity

Time Management is an important factor in our journey to Financial Independence One of the major skills necessary to achieve financial independence is the ability to manage your time, regardless of which career path you are on. As I mentioned in Juggling Work & School Demands, the importance of learning time management cannot be overstated.…

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